Kane County Bankruptcy Attorney

Are You Trying to Free Yourself from Overwhelming Debt?

When it comes to debt, most people have it. Mortgages, credit card bills, and other financial obligations are common, and sometimes they can become too overwhelming to deal with. Problems with debt can build up over time, or they can get worse practically overnight if you lose your job or have an unexpected medical bill.

Regardless of how you got into debt, you need help getting out of it. At Attorney Joseph P. Doyle, we help people like you find the debt solutions they need to overcome their financial obligations. By filing for bankruptcy, you too can get the relief and second chance you need. Although many people are wary of bankruptcy, getting rid of debt that only digs you deeper into debt is preferable to the potential impact on your credit.

Once you are free from overwhelming debt obligations, you can be free to rebuild your financial life on more stable ground. Want to learn more? Take advantage of a free initial consultation offered by our bankruptcy attorney in Kane County.

Reach out to Attorney Joseph P. Doyle online or call (312) 957-8077 today to ask about your free initial consultation.

How We Can Help

At Attorney Joseph P. Doyle, we are dedicated to providing our clients with legal guidance and service that can help them confront their problems with debt. We believe that taking a personalized approach to each client’s unique challenges can yield productive solutions that can result in favorable outcomes.

Specifically, our bankruptcy lawyer in Kane County is prepared to help clients who need assistance with filing for either Chapter 7 or Chapter 13 bankruptcy. Our firm is also prepared to protect our clients by ending creditors’ harassment and stopping collection actions like wage garnishment, foreclosure, and repossession.

If you want to avoid bankruptcy, we can also help you explore any viable alternatives, such as debt negotiation, debt consolidation, and debt settlement.

What Happens to My Credit Score after Bankruptcy?

After your bankruptcy case is closed, your credit is going to take a severe hit. This is one of the main reasons why people put off bankruptcy for so long, but it’s not impossible to bounce back. Although securing new lines of credit will be more difficult immediately after bankruptcy, you can rebuild your credit over time – and many people do.

Bankruptcy also appears on your credit report for approximately 7-10 years. Although this is a considerable period of time, it’s not forever. Overall, the impact of bankruptcy can progressively fade until it falls off your credit report as long as you build and maintain better credit habits.

Will I Lose Everything in Chapter 7?

Another anxiety many people share is losing everything they own in Chapter 7, which is also known as liquidation bankruptcy. It’s true that you can lose a lot of valuable possessions in Chapter 7, but very rarely do people lose as much as they think they will.

There are a number of exemptions you can claim to protect your property from liquidation – including equity in your home and vehicle. By having a bankruptcy attorney in Kane County work with you through this process, you can take the right steps toward protecting what’s most important to you while you work toward discharging your debt.

Why Do People Call Attorney Joseph P. Doyle for Help?

Our clients reach out to us for legal assistance because they know that can trust us to help them get out from underneath overwhelming debt. We can also stop collection actions like repossession, foreclosure, and wage garnishment that all make dealing with debt even more miserable.

If you’d like to learn more about what we can do for you, contact us online to request a free initial consultation.